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Prepaid
Cards
|
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Prepaid
Credit
Card
Offers...
|

|
Prepaid credit card offers can help you
build
your
credit
rating.
Most
prepaid
credit
cards do
not
have
payment
due
dates
because
your
spending
your
own
money,
all
the
time
building
your
credit.
A
guaranteed
approval
comes
with
a
prepaid
credit
card
offer.
It's
hard
to
get
any
kind
of
loan
with
bad
credit
and
these
credit
cards
are
one
of
the
best
ways
to
rebuild
your
credit
by
proving you
can
maintain
your
balance.
You
have to
start
sometime,
why
not
Today.
Prepaid
Credit
Card
Offers! |
| Intro
APR |
Intro
APR Period
|
Regular
APR
|
Annual
Fee
|
Balance
Transfer
|
Credit
Needed
|
|
N/A*
|
N/A*
|
N/A%*
|
N/A*
|
N/A*
|
Bad
CreditOK*
|
|
| Intro
APR |
Intro
APR Period
|
Regular
APR
|
Annual
Fee
|
Balance
Transfer
|
Credit
Needed
|
|
N/A*
|
N/A*
|
N/A%*
|
$29.95-$99.95*
|
N/A*
|
Bad
CreditOK*
|
|
| Intro
APR |
Intro
APR Period
|
Regular
APR
|
Annual
Fee
|
Balance
Transfer
|
Credit
Needed
|
|
N/A*
|
N/A*
|
N/A%*
|
None*
|
N/A*
|
Bad
CreditOK*
|
|
|
Prepaid Credit Card Offer Tips...
|
| A credit card is not an invitation to spend money you don't have, and you must
beware of falling into a credit card trap. Say you run up $500 on a credit card
that charges 15% interest and requires a 2 percent minimum payment (never more
than $20) each month. If you never charge another item, but only make minimum
payments, it will take 6 years and seven months to repay your debt. When all is
said and done you will have paid nearly $300 in interest on the $500 purchase.
Credit card issuers will also penalize you if you pay late or go over
your credit limit. Always pay on time, even if it is just the minimum. Late fees
have skyrocketed and it's not uncommon to find up to a $30 charge applied for a
payment that's only a day late and issuers may also jack up your interest rate
without notifying you.
These days, credit extends beyond just the amount
of money you owe. Many employers and colleges may review your credit reports to
judge your character. A history of late payments, over-the-limit charges, or too
much debt may not paint a pretty picture. We hope that this guide will help you
avoid credit disasters and give you a better understanding of the credit
process.
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