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The Advanta Platinum Business Card MasterCard is for business owners who want
to have one credit card for all of their business expenses.
There is no annual fee and a 0% interest rate on purchases
and balance transfers for twelve months. After the introductory period expires,
the interest rate is a variable 13.49% for both cash advances and purchases,
although the rate for cash advances is directly tied to the cardholder's credit
and will be 5.99% or 12.49% plus Prime Rate. There is a 3% cash advance fee
assessed with a minimum of $5 and a maximum of $50 with convenience checks and a
3% balance transfer fee with a minimum of $5 and maximum of $50 during the
introductory period.
Those who may sometimes carry a balance and plan to take advantage of the
additional benefits and services that are offered will derive the most benefit
from the Advanta Platinum Business Card MasterCard. This is especially true of
the merchant discounts on products and services to which cardholders may be
entitled.
Some of the benefits a cardholder can expect to receive with the use of this
card include the following:
Online access to account information and services
Personalized business design, checks, and billing date
Statements and management reports available online
Insurance for auto
rental
Protection of purchases and extended warranties
Products and services discounts at participating retailers and
merchants
Compatibility with both Quicken and Microsoft Money software
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